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Direct Investment Management
At Wolfpack Wealth Management, we craft personalized investment strategies that align with your unique financial goals, time horizon, and risk tolerance. Our investment management approach is grounded in data-driven research, employing both top-down and bottom-up analyses to identify opportunities aimed at delivering strong long-term returns.
While we cannot provide personalized advice on our website, we encourage you to contact us for a complimentary Financial Assessment.
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Strategic Asset Allocation
We create a diversified portfolio of assets that is designed to maximize returns and minimize risk.
We develops an asset allocation strategy based on your investment goals, risk tolerance, and investment time horizon.
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Investment Selection
We use a disciplined investment process to select individual securities, mutual funds, ETFs, and other investment vehicles.
We carefully consider factors such as expense ratios, management charges, and liquidity to select investments that meet our rigorous standards.
Ongoing Monitoring
We continuously monitor markets and provide adjustments as needed to keep it aligned with your investment objectives.
We keep you informed about market trends, economic events, and other factors that could impact your investment portfolio.
Diversified
Investments
Diversification increases returns while decreasing risk.
Portfolios with different asset classes such as cash, stocks, bonds, international exposures and alternatives have a much better opportunity for a positive return.
Direct Investment Management Structure
Our Direct Investment Management service is ideal for clients seeking a personalized, hands-on portfolio strategy. We tailor your investment approach to reflect your financial goals, risk tolerance, and personal values.
As your fiduciary partner, we build and manage a customized portfolio of individual stocks, bonds, and other investments, continuously monitoring and adjusting it as your life evolves or the markets shift.
We use a transparent, tiered structure based on the average daily value of assets under management (AUM), ensuring you receive a level of service appropriate to your investment needs.
AUM-Based Relationship Structure: Annual advisory rates range from 0.35% to 0.85%, depending on the assets managed.
AUM | Annual Rate |
|---|---|
$0 - $2.5M | 0.85% |
$2.5M - $5M | 0.65% |
$5M - $10M | 0.45% |
$10M - $25M | 0.50% |
$25M - $50M | 0.45% |
$50M - $100M | 0.40% |
$100M+ | 0.35% |
(M = Million)
For example, a client with assets under management of $2,560,000 would be assessed an advisory rate of 0.65%.
The following example illustrates how the quarterly advisory amount is calculated:
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Average daily balance of the client's account(s) over the previous quarter: $2,550,000
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Calculation: (0.65% ÷ 4) x $2,550,000 = $4,143.75
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Direct Investment Management Process
Step 1: Complimentary Assessment
This one-hour virtual meeting is designed to help us get to know each other better and ensure that our experiences align with your personal financial situation. The goal of this meeting is to evaluate your current financial status and to clarify your objectives, concerns, and any unique financial circumstances you may have.
Ready to move forward?
We encourage you to reach out to us for a Free Financial Assessment.
Step 2: Complete the Investor Risk Profile
You will fill out the Investor Risk Profile that will ask you questions regarding your risk tolerance, time horizon, and any limitations. The information will help tailor our strategy meeting as we work together to gain more knowledge of your situation.
We will require the following account details (if applicable):
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Investment account statements
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Retirement account statements
The more details you provide, the better we can help.
Step 3: Sign The Agreements & Custodian Paperwork
You will sign the agreements allowing us to begin working on your personalized Investment Policy Statement. Also, any paperwork that is needed with the custodian shall be signed.
Step 4: Strategy Meeting
Just like when you go to a doctor to diagnose an issue, they prescribe a solution after they know your situation. We do the same when it comes to your financial situation.
We use the information from the Investor Risk Profile as it will help tailor this 1-hour strategy meeting as we work together to gain more knowledge of your situation.
We will dig deeper into your goals, needs, and any concerns you may have.
Step 5: Developing Your Investment Policy Statement (IPS)
Based on the risk tolerance score, the IPS is a written plan that provides direction and guidance for your customized portfolio that is optimized to meet your investment goals and objectives. We create a diversified portfolio with ideal weights and distribution between cash, stocks, bonds, international exposure, and alternatives.
Step 6: Sign The Investment Policy Statement (IPS)
Once client approved, we begin to invest your funds based on the IPS. The objective is to achieve the benefits of diversification to minimize risk.
Step 7: Ongoing Investment Management Monitoring
We will provide ongoing monitoring, modify your investments accordingly and implement the changes as we have discretion. We will comply with your customized IPS as your personal investment plan.
Step 8: Check-in Progress Review
After becoming a client, we hold review meetings to discuss progress and any new significant changes to your goals, objectives, constraints, or circumstances.
We will contact you to reevaluate goals, decisions, and upcoming life events.
You are no longer alone!