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Financial Planning For Your Unique Life
Achieving financial security requires a personalized plan that caters to your unique goals. With a well-crafted strategy and backup plans in place, you can confidently navigate all life stages.
Get in touch with us today to schedule a complimentary Financial Assessment.
Branches of a Financial Plan
A comprehensive financial plan goes beyond mere investments. It covers a range of subjects, like a teacher's lesson plan, an entrepreneur's business plan, or an athletic team's strategic plan to clinch a championship at the end of the season.
Personal Financial Planning Strategies for Long-Term Security
A well-structured personal financial plan ensures long-term stability by covering essential areas like retirement planning, investment management, and tax optimization. Whether you are saving for education, managing debt, or preparing for unexpected emergencies, a customized plan aligns with your financial goals and secures your future.
Business Financial Planning for Sustainable Growth and Risk Management
Business financial planning involves strategic decisions in investment management, risk assessment, and business growth strategies. From succession planning to liquidity management, a robust financial strategy helps businesses navigate market challenges while optimizing tax structures and employee benefits. We offer customized financial solutions tailored to different business types, including financial planning for small business owners to help them build long-term success.
Financial Planning With a CFP® Professional
Flexible Engagement Options Designed Around You
Our financial planning services are designed to be as personalized as your goals, whether you're looking for a one-time engagement or ongoing guidance. We offer multiple options to support your financial journey, with flexible structures based on your comfort level and life stage.
NOTE: The Ongoing Financial Plan is provided at no additional cost as part of your Wealth Management relationship. We may offer flexible payment structures for all other planning engagements: monthly, quarterly, or customized to your needs. In select situations, we may also provide pro bono support.
Ongoing
Financial Plan
Available Under
Wealth Management Services
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Duration: A long-term partnership that adapts as your life evolves. Check-ins occur at a pace you’re comfortable with, whether that’s quarterly, annually, or when big life decisions arise.
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Personalized Guidance: Work closely with a fiduciary financial advisor who serves as your strategic partner, helping you design and implement a plan tailored to your goals.
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Ongoing Support: Your financial strategy is continuously refined based on life changes, new opportunities, or evolving priorities.
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Strategic Recommendations: Get proactive insights and clear next steps to navigate decisions confidently and stay aligned with your vision.
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Customized Service Calendar: Thoughtfully planned touchpoints throughout the year ensure your financial life receives consistent care and attention.
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Plan Monitoring & Updates: Your advisor monitors your plan regularly and suggests adjustments when needed, always keeping you on track.
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This financial plan is provided at no additional cost as part of your Wealth Management relationship, because personalized planning should be a core feature, not an add-on.
Complete
Financial Plan
$2,500 to $7,500
50% due at the start of the engagement.
Payment flexibility available based on your needs.
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Duration: A structured 12-month (1-year) process designed to bring clarity, organization, and forward momentum to your financial life, flexible based on your unique needs and complexity.
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Comprehensive Planning: Collaborate with a fiduciary financial advisor to develop a full-scope strategy covering key areas of your financial picture.
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Personalized Roadmap: You'll receive a clear summary of tailored recommendations and action steps, designed to guide you confidently.
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Independent Execution: This option is ideal for those who prefer to implement the plan themselves, with professional insight as a foundation.
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Great for Advice Seekers: Ideal for clients looking for valuable advice without needing ongoing management.
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Strategic Check-In: Includes a complimentary annual review to revisit your goals, update your strategy, and make adjustments.
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Outcome-Focused: Created for those clients ready to take the next step toward clarity, control, and long-term peace of mind.
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For any updates or additional assistance after financial plan delivery, see Hourly Financial Plan.
Partial
Financial Plan
$750 to $1,500
50% is due at the beginning.
Flexible arrangements available where needed.
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Duration: A focused engagement spanning a few weeks to a few months, depending on the complexity and number of financial topics covered.
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Tailored Insight: Work with a fiduciary financial advisor to address 3–4 specific areas of your financial life that need clarity or direction.
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Simplified Strategy: You’ll receive a clear summary with actionable recommendations designed to help you move forward with confidence.
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Flexible Fit: A great option for those seeking advice without needing a full financial plan or ongoing support.
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Annual Check-In: Includes a complimentary yearly review to ensure your strategy stays aligned with your evolving goals.
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Topical Focus: Great for tackling specific financial questions.
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Buildable Foundation: Can easily evolve into a more comprehensive plan in the future, if your needs expand.
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For any updates or additional assistance after financial plan delivery, see Hourly Financial Plan.
Hourly
Financial Plan
$200 Per Hour
Hours are agreed upon in advance.
Flexible terms available, if needed.
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Duration: Typically completed within a few days to a few weeks, depending on the complexity of your needs.
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Flexible Engagement: Designed for those who want timely insight on specific questions, life transitions, or DIY second opinions, without a full planning commitment.
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Professional Guidance: Partner with a fiduciary financial advisor for knowledgeable input that brings clarity and confidence to your decision-making.
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Tailored Solutions: Ideal for individuals who enjoy managing their finances but want validation, strategy, or support along the way.
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Annual Check-In: Includes a complimentary yearly review to revisit your goals and ensure your financial direction remains aligned.
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Precision When It Matters: Get focused help exactly when you need it, no more, no less.
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Pre-Defined Scope: The time required is agreed upon upfront, so you’ll know exactly what the engagement will cover.
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Ideal for Quick Guidance: Perfect for one-off questions, sudden decisions, or revisiting a past plan with a fresh perspective.
Financial Planning Process
Step 1: Complimentary Assessment
This one-hour virtual meeting is designed to help us get to know each other better and ensure that our experiences align with your personal financial situation. The goal of this meeting is to evaluate your current financial status and to clarify your objectives, concerns, and any unique financial circumstances you may have.
Ready to move forward?
We encourage you to reach out to us for a Free Financial Assessment.
For Hourly Financial Plan: Depending on what information is provided in this complimentary assessment, we may provide you with an estimated amount of hours, but this estimate may change; see step 2.
Step 2: Access to Our Financial Planning Software
You will gain access to our financial planning software, which will assist in getting a high-level overview as well as help with your complimentary assessment.
The information provided will further help tailor the 1-hour strategy meeting in step 4 as we work together to gain more knowledge of your situation.
We will require details such as but not limited to:
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Pay Stubs
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Investment Accounts
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Retirement (Pension) Account Statements
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Bank Statements
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Credit Card Statements
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Any pertinent information
The more information you provide, the better to tailor your personalized financial plan.
For Hourly Financial Plan: After inputting information into the financial planning software, we will provide the number of hours needed for the work on your personalized financial plan.
Step 3: Sign the Financial Planning Agreement
You will sign the Financial Planning Agreement allowing us to begin working on your personalized financial plan.
Step 4: Strategy Meeting
Just like when you go to a doctor to diagnose an issue, they prescribe a solution after they know your situation. We do the same when it comes to your financial situation.
We use the information from the financial planning software and information from the financial assessment meeting as well as any communicated information, as it will help tailor this 1-hour strategy meeting as we work together to gain more knowledge of your situation.
We will dig deeper into your goals, needs, and any concerns you may have.
Step 5: Developing Your Financial Plan
We will work with you to develop your customized financial plan with the information that you provided and the goals that you seek. We will use our experience and industry knowledge to construct a plan that will allow you to understand your financial situation. Also, to make sure you know that there is a solution to feel financially secure today and throughout all your life stages and beyond.
Step 6: Delivery & Implementation of Financial Plan
We will provide recommendations for your financial situation by delivering to you your customized financial plan.
We provide a "Financial Action Plan" with our recommendations and action items
Step 7: Check-in Progress Review
After becoming a client, we hold check-in meetings to discuss progress and any new topics arising from your financial life.
We will contact you, if necessary, to reevaluate their goals, decisions, and upcoming life events.
You are no longer alone!