The Money Howl

Has anyone asked you, "how much do you value your time?" This question is not in the context of a work environment but, instead, your "free time" - your time away from your profession. Time and money management are an integral part of society, and quite often, these life skills are developed and fine-tuned throughout our life. But sometimes, we emphasize developing our time management skills (this is a huge requirement of any employer) and sometimes lose focus on money manage